Although I had my gall bladder operation in early December of last year I didn’t get the bill for about three months after that. I acutely remember sitting in the cold stairwell of my apartment building late one February night and opening the bill. I just sat there and stared at it. How could they think that I could possibly pay a bill for over $1,100? That one question kept repeating over and over in my mind as I sat there. I was so devastated. I kept thinking how much could I pay them a month that they would approve, $50 or $100. Even $50 would be a hard stretch for me.
The next business day I called the billing number and talked to someone who was incredibly nice to me. He informed me that due to my income I did in fact qualify for assistance in my hospital bills. He said he would mail me all the forms and informed me to just be sure that I mailed back all the requested proofs exactly as they requested them, as that can be a reason of being denied.
I had already been paying my other doctor bills as I received them. That included my regular doctor, my surgeon, my anesthesiologist, my pre-op visit and tests, prescriptions, and further tests that were required to figure out what my health issues since the August of last year. I estimate that amounted to about $400 over the space of about six months. Now that was a lot of money for me, but I wanted to keep as current as possible with any bills that I received.
On top of this my one brother stopped helping me with paying few small bills last September, so I literally had no extra money to spend. Well he is still paying for my smartphone usage, which is on his phone plan and I am still very grateful for that. I really don’t see how I could afford that without him. Before that I had a really awful phone with a pay by the minute plan that drove me insane as the phone was bad, after three replacements, and the reception was bad to the point that it was sort of non-existent in some areas.
It took me a long time to get all the paperwork that they wanted, since I had to go somewhere else to print out forms at the library and other places to get other forms. I was so relieved when I was finally able to mail it in. After about three months of waiting, I got a letter. I opened it sitting outside in the warmer weather in our apartment courtyard. It was such a nicer experience than receiving the bill had been. They were eliminating my bill completely and giving me a one year of hospital and clinic service free of co-pays.
(Since my regular doctor is in another clinic system I will have to pay the co-pays for those visits. Also doctors who bill outside of the service will have to be payed, like specialists and emergency room doctors.) But I can have more tests done for my back and gastro system and not have to worry about receiving another shocker of a bill like this one was.
This was so wonderful and has been the biggest, most fabulous miracle this year! I have to admit, 🙂 there have been others. I want to share some more about them in the near future. Each miracle has left me floored, literally dumb struck, and were fantastic miracles. I’m so excited that my life has opened up in this way; with new and beautiful possibilities. I think we deserve it. 🙂